If you’re dreaming of owning a home in Greece — whether it’s a sunny island villa or a city apartment — you’re not alone. Greece continues to attract foreign buyers thanks to its Mediterranean lifestyle, affordable prices, and investment programs like the Golden Visa.
But how easy is it for a non-Greek citizen to buy property here? Let’s break it down step by step.
Can Foreigners Buy Property in Greece?
Yes! Citizens from the EU, EEA, and even non-EU countries are legally allowed to buy property in Greece. There are no major restrictions, except in some border zones where extra permits are needed.
If you’re from the US, UK, Canada, UAE, China, or Israel, you can buy property freely — with legal representation.
Why Work with HouseInGreece4U?
We specialize in helping foreign buyers:
Find properties that match lifestyle or investment goals
Handle all legal & financial steps
Manage renovations or rental income after purchase
📩 Ready to begin?
Get in touch at info@houseingreece4u.com or browse listings at houseingreece4u.com
Get a Greek Tax Number (AFM)
Before any transaction can happen, you must obtain a Greek AFM (ΑΦΜ) — a tax identification number.
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It’s issued by the Greek tax office (DOY)
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You’ll need your passport and a Greek representative (lawyer or accountant)
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Required for all legal, banking, and property documents
✅ We can assist you with AFM issuance remotely.
Open a Greek Bank Account
This is used to:
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Transfer money for the purchase
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Show the origin of funds (anti-money laundering compliance)
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Pay property taxes and fees
📌 Tip: Bring your passport, AFM, utility bill, and proof of income.
Legal Due Diligence
You’ll need a Greek real estate lawyer to:
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Check title deeds
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Ensure the property is legal (no illegal extensions or zoning issues)
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Draft the contract
🔐 This protects your investment and ensures the seller has full rights to sell.
Sign Preliminary Agreement & Pay Deposit
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A pre-contract (symfono proairesis) is signed
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You usually pay a 10% deposit
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If you withdraw, the deposit is lost; if the seller backs out, they must pay you double
Final Contract (Before Notary)
The final sale is signed at a Greek notary office, where:
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Both parties (or their legal reps) are present
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All documents are checked
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Final payment is made
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Property is officially transferred
Land Registry Registration
The property is registered under your name in the Greek Land Registry (Ktimatologio) and Mortgage Office.
This step finalizes your legal ownership.
